- Linfield College
Linfield Course Catalog

Financial Aid

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The mission of the Office of Financial Aid is to provide financial assistance for students to enroll at and graduate from Linfield University. Over ninety percent of the students attending Linfield receive some form of financial assistance. Seventy per-cent of the students attending receive financial assistance based on their financial need.

Academic scholarships are available to the best-qualified applicants each year. Linfield offers several different academic scholarships, explained in the section headed “Academic Scholarships for First-Year Students or Transfer Students.” Athletic participation is not considered in the awarding of any financial aid.

Financial aid is available after determining a student’s financial aid eligibility. These financial aid types are explained in the section headed “Need-Based and Non Need-Based Financial Aid.” Eligibility for and packaging of need-based and merit financial aid will be comparable for students admitted under Early Action and Regular Decision admission programs.

The Office of Financial Aid is located on the McMinnville campus and processes financial aid for all three Linfield campuses – McMinnville, Online and Continuing Education, and the School of Nursing.

Linfield Legacy Awards of $500 will be awarded to new students (first-year or transfer) who list family members who attended Linfield University on their application for admission. Linfield Legacy Awards of $1,000 will be awarded to new students (first-year or transfer) who currently have a sibling enrolled at Linfield University. For the remainder of the sibling’s enrollment he/she will also receive the Linfield Legacy Award of $1,000.

Academic Scholarships for First-Year Students

Linfield offers a number of academic scholarships to entering first-year students attending full time. The scholarships are for undergraduate study only, and are awarded on a semester-by-semester basis for the first eight semesters of a qualified student’s full-time attendance, as defined by a minimum of 12 credit hours per semester. These scholarships are awarded regardless of financial need. Eligibility begins at a 3.200 high school weighted GPA and is determined at the time of admission. To receive priority consideration for all merit scholarships, the student’s application for ad-mission must be complete by the priority deadline. Students must meet Satisfactory Academic Progress (SAP) for renewal of awards listed in this section, explained in the section headed “Satisfactory Academic Progress.”

Linfield Merit Award

Students who are Finalists in the National Merit Scholar-ship Corporation Program, and who list Linfield as their first choice college, and are eligible for a college sponsorship through National Merit, will be awarded a Linfield Merit Award. The amounts range from half tuition on a no-need basis, to full tuition with sufficient financial need. The award is guaranteed through the sophomore year, and renewed for the junior and senior years if the student maintains a 3.350 Linfield cumulative GPA, is a full-time student, and applies for renewal of financial aid in a timely manner.

Linfield Scholarships

Linfield Scholarships are available for a selected number of outstanding incoming first-year students attending full time, at least 12 credits per semester. Scholarship decisions are based on the student’s academic record including grades, test scores and strength of schedule. Information submitted on the Application for Admission to Linfield is used to determine scholarship eligibility. A separate application is not required. At its discretion, the College may change this award to a Linfield Endowed Scholarship for the same award amount and with similar renewal criteria. A portion of Linfield’s institutional dollars are funded by over 200 endowed scholarships.

Linfield Academic Competitive Scholarships

Department-sponsored competitions for prospective first-year students are held on the McMinnville Campus. Participation is by invitation only. For students applying fall 2019, the completed application for admission and must be submitted by December 1, 2018. Invited students can compete with the opportunity to win a scholarship, ranging from $12,000 - $20,000. Each award is distributed equally over eight semesters of full-time attendance. For example, for a $20,000 award, a student will receive $5,000 for the first year and each of the following three years. A Competitive Scholarship may be received in combination with one of the other academic scholarships. Students who participate in the Linfield Scholarship and Visit Weekend and enroll at Linfield will receive a $1,000 Visit Weekend Participation Award for their first year.

The Linfield First Scholarship is designed to address challenges faced by first generation college students and build upon the skills and experience they bring to campus. A college commit-tee selects the Linfield First Scholarship recipients. Students must apply by November 15 if they applied early action and February 15 if they applied regular decision. This scholarship is for first year students attending full time. The Linfield First Scholarship is automatically renewable as long as the student is meeting satisfactory academic progress. Linfield defines “first generation” as a student whose parents did not complete a bachelor’s degree, OR a student from a single parent home whose parent did not complete a bachelor’s degree.

Music Scholarships

The Music Department offers scholarships available by audition for music majors and minors (Music Achievement Awards) and majors, minors and non-majors (Music Participation Awards) who attend full time. Auditions enable the Music Department to recognize and provide scholarship assistance to students who have had successful participation in music. Eligible applicants must have applied for admission. Students intending to major or minor in music will be considered for both Music Achievement and Participation Awards. Students not intending to major or minor in music will be considered for Music Participation Grants only. Music Participation Awards are $2,000 per year for students with special talent in music upon the recommendation of the Music Department.

Music Achievement Awards range from $5,000-$6,000 annually and are renewable based on continued participation in music performance and a recommendation from the Department of Music. Interested students will be required to audition either in person or by CD/DVD by February 15, of each year. The Music Achievement Awards are distinct and separate from the Linfield Competitive Scholarships offered by the Department of Music, and students are encouraged to apply for both.

For more information, please contact the Linfield University Department of Music at 503-883-2275. Please note that the Music Achievement Awards are only available to students attending the McMinnville Campus and will not be replaced if a student moves to the Portland Campus.

Academic Scholarships for Transfers

Transfer Scholarships

Admitted transfer students with at least a 3.000 transferrable GPA will automatically be considered. Transfer Scholarships are awarded to selected McMinnville campus students who have attended two- or four-year regionally accredited colleges and universities. No separate application is required. Information submitted in the Application for Admission to Linfield is used to determine scholarship eligibility. Semesters attended at another college count towards the eight semester maximum eligibility for this scholarship. Students must meet Satisfactory Academic Progress (SAP) for renewal of awards listed in this section, explained in the section headed “Satisfactory Academic Progress.”

Honor Society Scholarships

Members of Phi Theta Kappa (two-year college honor society) or Alpha Gamma Sigma (California Community College honor society) are eligible for an honor society scholarship up to $3,000.Consideration for the honor society scholarship is given to admitted transfer students with at least a 3.000 cumulative college GPA. No separate application is required; however, please notify the Office of Admission or Financial Aid that the honor society membership is current. Entering first-year students are not eligible to receive this scholarship. The honor society scholarship is renewable each year at the same dollar amount if the student maintains a 3.000 Linfield cumulative GPA and applies for renewal in a timely manner. Students are not eligible to receive multiple honor society scholarships if they are members of more than one honor society. Students receiving either a Transfer scholarship or a Chemeketa Scholars at Linfield scholarship are eligible to receive an honor society scholarship.

Chemeketa Scholars at Linfield Scholarship

Students participating in the Chemeketa Scholars program at Chemeketa Community College will be considered for a Chemeketa Scholars at Linfield Scholarship. Consideration for the Chemeketa Scholars at Linfield Scholarship is given to admitted transfer students with at least a 3.000 cumulative college GPA. No separate application is required; however, the Office of Admission or the Office of Financial Aid will verify participation in the Chemeketa Scholars program. The award is renewable at the same dollar amount for two years of continuous full-time enrollment at Linfield. Up to 10 Chemeketa Scholars at Linfield Scholarships are available annually. Students are only eligible to receive either a Transfer Scholarship or a Chemeketa Scholars at Linfield Scholarship.

Need-Based and Non Need-Based Financial Aid

Financial aid is available from sources other than scholarship aid. Many students who do not qualify for academic scholarships still receive financial aid in the forms of grants, loans, or work opportunities. To apply for financial aid at Linfield students must complete the Free Application for Federal Student Aid (FAFSA), available online at studentaid.gov, and release the results to Linfield by listing the Federal school code, 003198.

The FAFSA form collects information to determine and calculate the Expected Family Contribution (EFC). The EFC is a dollar amount that is an evaluation and estimation of the family’s financial strength. The student’s EFC is subtracted from the student’s Cost of Living (COA) to determine the student’s “eligibility” for need-based financial aid. Linfield, the U.S. Government, and the State of Oregon all offer sources of financial aid that Linfield can award if the student meets the eligibility requirements. Students must meet Satisfactory Academic Progress (SAP) for renewal of awards listed in this section, explained in the section headed “Satisfactory Academic Progress.”

Linfield Sources of Financial Aid

Talent Awards

Awarded, based on need, to full-time undergraduate students with special talents in activity areas of theatre, forensics and journalism.

Linfield University Grants

Awarded to full-time undergraduate students based on financial need. The Linfield University Grant is renewed for up to nine semesters provided the student has financial need.

International Student Scholarships and Grants

A limited number of scholarships and grants are available to full-time undergraduate international students. Each applicant is considered individually on the basis of prior academic achievement, financial need, and anticipated contribution to Linfield’s campus and community life.

International Trustee Scholarships are awarded to superior first-year students who meet Linfield’s highest academic standards. Financial need is also considered in the awarding of these scholarships.

International Faculty Scholarships are awarded to first-year students with an excellent academic record. Financial need is also considered in the awarding of these scholarships.

International Tuition Grants may be awarded to first-year students who apply for financial aid if they are also able to provide documentation of good academic achievement.

International Transfer Scholarships may be awarded to academically well-qualified students who have completed some university-level coursework elsewhere and now intend to complete the Bachelor’s degree requirements at Linfield.

Endowed and Special Scholarships

Endowed and other scholarships are sources of student financial aid made possible through the generosity of friends of the college. Scholarships are awarded from the annual income of funds donated in perpetuity, often as a memorial or recognition of a special person. They are administered by the Director of Financial Aid. These scholarships have been made possible by alumni and other friends closely related to Linfield. It is hoped that some recipients of this generosity, later and when circumstances permit, will decide to aid others by continuing such scholarships for the benefit of students of future generations. No separate application forms are required for these scholarships. All students who apply for financial aid are automatically considered for each of the scholarships, in accordance with the wishes of the donors and college policies relating to financial aid. At some point Linfield may replace a Linfield Scholarship or Linfield University Grant with these funds.

Federal Sources of Financial Aid

The Federal Pell Grant, Iraq and Afghanistan Service Grant (IASG), Federal Supplemental Educational Opportunity Grant (FSEOG), and Federal TEACH Grant (TEACH Grant) are all grants that are awarded to eligible undergraduate students at Linfield, who do not have their first bachelor’s degree, that meet the student eligibility criteria based upon completion of the Free Application for Federal Student Aid (FAFSA) and other student eligibility criteria that Linfield will confirm upon enrollment. Grants are often called “gift aid” because they are free money – financial aid that does not have to be repaid.

Federal Pell Grant

Eligibility for this need-based federal grant program is determined upon submission of the FAFSA. Award amounts are determined by federal law. The Federal Pell Grant amount is contingent on federal legislative funding. You will be notified on your Free Application for Federal Student Aid (FAFSA) output document if you are eligible for a Federal Pell Grant. The final amount of your Federal Pell Grant offered from Linfield is calculated each semester based upon your Expected Family Contribution (EFC) that is calculated from your FAFSA, the number of credits you are taking each semester at the census date, your program, and Linfield’s cost of attendance. You are not eligible to receive Federal Pell Grant from more than one college for the same period of time.

The Office of Financial Aid will utilize information from the federal government to monitor annual and maximum Federal Pell Grant eligibility. The annual amount must not exceed 100% of the scheduled award and the maximum lifetime eligibility used must not exceed 600%. The Office of Financial Aid will review transfer students Federal Pell Grant history to ensure that the student stays within the annual and aggregate maximum eligibility when determining award amounts per semester.

Iraq and Afghanistan Service Grant (IASG)

Eligibility for this non-need based federal grant program is determined upon submission of the FAFSA and whose parent or guardian died as a result of military service in Iraq or Afghanistan after September 11, 2001. Award amounts are determined by federal law and additional conditions apply. Student must not be Federal Pell Grant eligible.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Eligibility for this need-based campus-based federal grant program is determined upon submission of the FAFSA and federal funds awarded to Linfield. These grants are administered through Linfield according to government standards and are awarded to students who have exceptional financial need as determined by the Office of Financial Aid.

Federal Teacher Education Assistance for College and Higher Education Grant (TEACH Grant)

This non-need based grant is available to Linfield education and pre-education majors who plan to become elementary or secondary teachers. Students who receive a TEACH Grant must complete a service obligation by serving as a highly-qualified teacher in a designated high-need field at a low-income school for four years within eight years of completing a TEACH Grant eligible program. Failure to complete teaching service will result in the TEACH Grant being converted to a Direct Unsubsidized Stafford Loan with retroactive interest, which would then require repayment. Students must complete a FAFSA, maintain a 3.250 GPA, complete TEACH Grant Initial and Subsequent Counseling, and TEACH Grant Agreement to Serve (ATS) annually. The TEACH Grant amount is up to $4,000 annually.

Federal Work Study (FWS)

Eligibility for this need-based campus-based federal program is determined upon submission of the FAFSA and federal funds awarded to Linfield. FWS is a federally funded program allowing student participants to work and earn money towards their educational expenses. The FWS program encourages community service work and work related to the recipient’s course of study. On-campus employment opportunities include jobs such as library assistants, laboratory and research assistants, clerical assistants, dining hall personnel, and campus maintenance workers. Off-campus employment opportunities will usually be in a private nonprofit organization or a public agency, and the work performed must be in the public interest. Individual award amounts are made by the Office of Financial Aid. A student must obtain a job and are responsible to their work supervisors for hours and performance, and required to stay within award limits.

Federal Direct Stafford Loans (Subsidized/Unsubsidized)

Eligible students may borrow Federal Direct Stafford Loans to help pay for their cost of higher education at Linfield. Linfield participates in the William D. Ford Federal Direct Loan Program. Loans from this program are referred to as Federal Stafford Loans, Federal Direct Loans, or Direct Stafford Loans. Regardless of what name is used, they are the same federal loan program. Within the Federal Direct Stafford Loan Program there are Subsidized and Unsubsidized types of loans. Both types of loans are low-interest loans for eligible students originated by Linfield with funds from the federal government to help cover the cost of higher education. A loan is money that requires repayment with interest. The loan is in the student’s name only. The student must repay the federal government through their assigned federal servicer.

A FAFSA is required annually to determine student’s eligibility. The student must file a Free Application for Federal Student Aid (FAFSA) at studentaid.gov, and must be an U.S. citizen or eligible non-citizen, must not be in default on any federal education loans or owe an overpayment on a federal education grant, and must meet other general eligibility requirements for the Federal Student Aid programs. Students must be attending at least half-time (6 credits) in order to be eligible. After the student accepts the loans on their award letter, new borrowers are required to complete Entrance Counseling (subsidized/unsubsidized) and the Master Promissory Note at https://studentaid.gov prior to disbursement. Linfield will notify the federal government that the student intends to borrow the loan, called origination, and the student will receive a loan disclosure statement and will be assigned a federal servicer for managing the loan and repayment. Linfield disburses the loan funds at the beginning of each semester for eligible loans.

Upon the student graduating, withdrawing, taking a leave of absence or dropping below 6 credit hours, the student is required to complete Exit Counseling at studentaid.gov. Repayment normally begins after the six month grace period has expired, which begins after graduation, falling below half-time status or leaving school. Repayment is typically calculated based on a 10-year repayment plan, the Standard plan. There are several repayment plans students may choose from when preparing to enter into repayment. Students may apply for deferments or forbearance if their Federal Direct Stafford Loan is in good standing and they qualify through the federal servicer. Their loan may be cancelled only if the borrower is totally and permanently disabled or dies. Other loan forgiveness and cancellation options may be available by contacting the federal servicer.

Federal Direct Stafford Loan Annual and Aggregate Limits

Dependent students may borrow the annual maximum “base” Federal Direct Stafford Loans as an undergraduate per academic year, which is $3,500 for first-year students, $4,500 for sophomores and $5,500 for juniors and seniors. The “base” amount could be Subsidized or Unsubsidized or a combination of both, depending on the students need and eligibility. The “base” aggregate total a dependent student may borrow for undergraduate study is $23,000. In addition to the “base”, dependent undergraduate students are eligible for Additional Unsubsidized Stafford Loans of $2,000 a year. Thus, the total aggregate maximum is $31,000 (no more than $23,000 can be in Subsidized) for a dependent undergraduate student.

Independent students may borrow the annual maximum “base” Federal Direct Stafford Loan as an undergraduate per academic year, which is $3,500 for first-year students, $4,500 for sophomores and $5,500 for juniors and seniors. The “base” amount could be Subsidized or Unsubsidized or a combination of both, depending on the students need and eligibility. The “base” aggregate total an independent student may borrow for under-graduate study is $23,000. In addition to the “base”, independent undergraduate students are eligible for Additional Unsubsidized Stafford Loans of $6,000 a year for freshman/sophomore and $7,000 for junior/senior. Thus, the total aggregate maximum is $57,500 (no more than $23,000 can be in Subsidized) for an independent undergraduate student.

Federal Direct Stafford Loan Interest Rate and Fees

Interest rates are “fixed-variable” and are set each July 1, with a cap of 8.25%, and are fixed for the life of the loan. For 2019-2020 the interest rate is set at 4.53% for loans first disbursed between July 1, 2019 – June 30, 2020.Loan fees apply, for example a 1.059% loan fee applies at the time of disbursement for any loans disbursed on or after October 1, 2019 or before October 1, 2020.

Subsidized Federal Direct Stafford Loan

Subsidized Federal Direct Stafford Loans are for students with financial need. Linfield’s Office of Financial Aid will review the student’s COA to determine the student’s need and the amount the student is eligible to borrow. COA-EFC=Need.

The federal government subsidizes the interest on Subsidized Federal Direct Stafford Loans on behalf of students while they are enrolled at least half-time in an eligible program at an eligible school, through their 6-month grace period and during other deferment periods based on need. A law passed in December 2011 eliminates the interest subsidy during the 6-month grace period on any loans that had a first disbursement made on or after July 1, 2012, and before July 1, 2014.

Unsubsidized Federal Direct Stafford Loan

Students who do not show financial need, and therefore may not borrow under the Subsidized Federal Direct Stafford Loan Program, may borrow funds through the Unsubsidized Federal Direct Stafford Loan Program. Students who borrow under this loan program are responsible for all interest accrued during periods of enrollment, their grace period and through repayment. Students can choose to pay the interest while in school, during grace periods and deferment or forbearance periods, or students can allow the interest to accrue and be capitalized (that is, added to the principal amount of the loan). If students choose not to pay the interest as it accrues, this will increase the total amount they have to repay because they will be charged interest on a higher principal amount.

Federal Direct Parent PLUS Loan (PLUS Loan)

Eligible parents may borrow a Federal Direct Parent PLUS Loan on behalf of their dependent undergraduate student enrolled at least half-time at Linfield University. Funds are loaned by the U.S. Department of Education and Linfield originates the loan. Loan funds must be repaid with interest. Parents and their dependent child must be U.S. citizens or eligible non-citizens, must not be in default on any federal education loans or owe an overpayment on a federal education grant, and must meet other general eligibility requirements for the Federal Student Aid programs. The student must file a Free Application for Federal Student Aid (FAFSA). The parents on the FAFSA, or the legal non-custodial parent (adoptive or biological parent) not on the FAFSA, who meet eligibility for this loan may apply. Linfield requests the parent borrower to complete and submit a Federal Direct Parent PLUS Loan Request form to the Office of Financial Aid so that the credit check can be completed as required.

For each dependent undergraduate student, parents may borrow up to the student’s estimated cost of attendance, less any other financial aid the student may receive for the period of enrollment. Parents with no adverse credit may borrow Federal Direct Parent PLUS Loan funds to pay the education expenses of their child. Parents whose credit decision is approved will receive a disclosure statement from their assigned federal servicer. Parents are directed to complete the Master Promissory Note at studentaid.gov. Parents with adverse credit history may be able to qualify for the PLUS Loan by appealing the credit decision at 800.557.7394 or obtaining an endorser. In situations where a PLUS loan borrower’s credit decision is declined, and the parent either obtains an endorser or gains approval to overturn the credit decision via documenting their existence of extenuating circumstances, PLUS Loan Counseling is required at studentaid.gov prior to disbursement. For parents not eligible to borrow a PLUS Loan, another option is the student may qualify for an additional unsubsidized Federal Direct loan, either $4,000 for freshman or sophomore grade level or $5,000 for junior or senior grade level.

Linfield disburses the loan funds at the beginning of each semester for eligible loans. Repayment normally begins within 45-60 days of the final disbursement of the PLUS Loan for each loan made. The parent borrower may request deferment of payment while the student is enrolled at least half-time in an undergraduate program from their federal servicer. Interest would continue to accrue during this time.

The PLUS loan interest rate is a “variable-fixed” rate which is set annually on July 1, and fixed for the life of that loan. For 2019-2020 the interest rate is set at 7.08% for loans first disbursed between July 1, 2019 and June 30, 2020. A loan fee applies at the time of disbursement, for example a 4.236% loan fee applies at the time of disbursement for loans disbursed on or after October 1, 2019 and before October 1, 2020.

The parent borrower has several repayment plan options for repaying the loan. If the parent chooses the Standard Repayment Plan they have up to 10 years to repay the loan. The parent may request deferment of payments for up to four years during the time the student is actively enrolled at least half-time in an under-graduate program by contacting their federal servicer.

Private Education Loans

Private Education Loans are available to students through banks and credit unions to assist students with paying for their cost of education. These loans are not part of the federal loan program. Students may borrow up to the school’s estimated cost of attendance, less any other financial aid the student may receive.

Oregon Sources of Financial Aid

Oregon Opportunity Grants

The Oregon Opportunity Grant is administered by the Oregon Office of Student Access and Completion (OSAC). Oregon residents filing a FAFSA are automatically considered if the student lists an eligible Oregon college and meets the OSAC eligibility criteria. Oregon students not eligible to file a FAFSA can complete the Oregon Student Aid Application (ORSAA). Visit oregonstudentaid.gov for more information.

Application procedure for financial aid

Prospective students who complete the Linfield Application for Admission and are admitted to the college are considered for academic scholarships. Students applying for need-based financial aid or federal loans must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA is available online at studentaid.gov. Students at Linfield are eligible for financial aid regardless of race, sex, or marital status, in compliance with Title IX requirements.

Notification of Awards

The Office of Financial Aid will send notification of awards after the student has been admitted and all financial information has been received. Financial aid will be disbursed to the student account at the start of an academic semester as long as the student has completed all the necessary requirements and meets eligibility criteria for the award. Pell Grant awards are disbursed after the census date of each payment period.

Financial Aid Refund Policy

Refunds for students who withdraw from Linfield before the end of a semester will be computed in accordance with the refund table presented in the Costs section of this catalog if the student submitted all required documentation within the pre-scribed timelines (as set forth in Costs section for your campus), and financial aid was applied to the student account. Failure to meet the requirements as set by Linfield may result in the refund table not reflecting the cash amount that will be returned to the student. Financial aid will be refunded to certain aid accounts from which it was drawn based on a prescribed Return of Title IV Funds policy. Students who withdraw are subject to Satisfactory Academic Progress policy. Students are responsible for paying Linfield if the withdrawals results in the student owing a balance on their Student Account.

Renewability of Aid

Each year students must submit new applications for financial aid to qualify for any assistance program. Currently enrolled Linfield students requesting renewal of their scholarship, student employment, need-based aid, as well as federal student loans, will need to submit the Linfield Application for Financial Aid (LAFA) on WebAdvisor, as well as the FAFSA (or ORSAA) annually. Students receiving an academic scholarship and/or student employment are required to submit the Linfield Application for Financial Aid (LAFA). Renewal depends on academic performance, the reestablishment of financial need, or both. Aid may be increased or decreased, depending on the annual financial need analysis and meeting prescribed priority dates. Aid may be withdrawn if a student fails to make Satisfactory Academic Progress, fails to report financial aid from sources outside Linfield University, owes a refund on a federal or state grant, or is in default on a student loan.

Priority dates are established by the Office of Financial Aid each year and students will need to meet these dates to ensure the best opportunity for renewal of scholarships and financial assistance.

Short-term Loan Program

The short-term loan program is available to regularly enrolled students to assist with educational expenses during the year they borrow the funds. These loan funds require repayment prior to the start of the next academic year, or, for graduating seniors, prior to graduation. Linfield employees are excluded from borrowing these loans, unless they are enrolled in courses and are eligible. These funds are managed and awarded jointly by the offices of Financial Aid and Accounting.